When building a portfolio of investment, timing is a critical factor. “The rich don’t follow the herd,” says Dale Gillham, chief investment analyst at Wealth Within and author of How to Beat The Managed Funds by 20%. “It’s the opposite – the herd attempts to follow the rich. The research I have done is that those who are not rich tend to move their money into the market before the peak and out of it after the crash.” The fastest way to make big money is to borrow it. There’s more to play with and the interest is tax deductible. “The rich know that to leverage is to increase the potential risk and so understand the law of leaving some on the table,” Gilham says...

Janine Cox, a Senior Analyst with Melbourne finance education group Wealth Within, says the market is more volatile since the GFC and becomes more so after a disaster. "I think a lot of investors have taken a ‘wait-and-see' approach to markets this year," she says. "Trading volumes have been lower recently. After such a big slide down into the 2009 low, you have to expect any further big news is going to have an impact on the risk appetite of investors...

"I am all for competition to keep an open market, prices competitive and better services," fund manager Wealth Within analyst Dale Gillham said yesterday. "I am not in favour of competition simply for competition's sake, to some degree this is what is happening here as our Government pushes for a more competitive market place in all things, not just our stockmarket...

Dale Gilham, chief analyst at fund manager Wealth Within, said there were benefits and risks associated with the US housing market. The benefits include potential capital gains, if prices recover, and higher than normal rental income. The risks include currency exchange and growth forecasts that assume the US economy is improving. Mr Gilham said he was wary, as the investment "has not been tried and tested over years"...

That sentiment was shared by Wealth Within analyst Dale Gillham who said buying needed to slow down to create further stability. "Right now I would like to see buyer momentum slow down for one or two weeks so that the market doesn't move too far ahead of itself," he said. "Remember a market that continues unabated can quickly become unstable, as seen in early 2010. "Looking ahead, I believe the All Ordinaries Index is likely to continue above the 5000 point mark in the short term to achieve around 5200 points...